Experience-led commerce in an AI world: Why the next six months will define the next six years

By Kaustav Bhattacharya
Woman sitting on a couch looking at her phone

We’ve all seen the scenario. A global retailer launches a new loyalty programme with great fanfare. There’s a press release, an app update, and an email blast. But fast forward twelve months, and let’s be honest, that app is sitting in the 'digital graveyard' folder on a customer’s phone, opened exactly once for a welcome discount and never seen again.

Engagement is flat, churn is up, and acquisition costs are messy. Meanwhile, their competitors are rolling out membership models that offer actual exclusivity, genuine personalisation, and frictionless journeys. While one brand fights to stay relevant, the other is completely rewriting the rules and reaping the results.

This reality check is happening because experience has become the only differentiator left. The gap between leaders and laggards is widening, accelerated by AI, and customers have stopped waiting for brands to catch up.

 

The consumer shift

Consumers now expect journeys that feel personal and effortless. They want loyalty that feels like genuine belonging rather than a bribe, and they expect brands to act with integrity rather than opacity.

Which is why experience-led commerce is the current operating system for growth. Industry heavyweights like Burberry, Selfridges, and Mandarin Oriental are already pouring resources into immersive, emotionally resonant experiences that blur the lines between physical and digital. These aren’t just experiments for them, but they are competitive moats

 

The real cost of standing still

Inaction doesn’t just mean lost sales; it means lost relevance. Tech stacks designed for yesterday’s campaigns simply cannot deliver real-time personalisation, and governance treated as an afterthought erodes trust faster than an algorithm can predict it.

It creates a painful juxtaposition in your daily operations: while your marketing team is losing hours manually segmenting email lists based on data from six months ago, your competitor’s AI is triggering personalised offers based on what a customer looked at six seconds ago.

At the same time, acquisition costs are spiralling. If you are still over-indexing on paid media while your competitors are building ecosystems based on retention and advocacy, you aren’t just spending more money; you’re buying time in a market that is leaving you behind.

 

The Shopify + Inviqa edge

This is exactly what the Shopify Plus and Inviqa partnership addresses. Shopify Plus provides the agility to scale globally and embed AI-driven recommendations without the headache. Crucially, this experience doesn’t stop at the 'Add to Cart' button. With Shopify Checkout Extensibility, you’ll move past the era of the generic, rigid checkout to treating the payment phase as a high-value extension of the storefront, surfacing personalised upsells based on cart contents, enabling one-tap loyalty redemption, or displaying custom trust badges exactly when hesitation strikes. By removing friction and adding relevance at the most critical moment, we turn a standard transaction into a seamless experience, converting part of the brand journey.

Inviqa layers on the experience, the UX design, composable architectures, and governance frameworks that ensure your AI is accountable and inclusive. We don’t just deliver technology. We deliver velocity and a framework and technology solutions that give your business the ability to adapt faster than the market shifts.

Like we’ve been doing for Starbucks and Arsenal FC, streamlining digital journeys to reduce friction and deepen loyalty, enhancing digital fan engagement and driving new revenue streams, and enabling these brands to quickly shift and adapt to consumer expectations and remain relevant amid increasing competition.

 

What success looks like in 2026

By 2026, a successful commerce ecosystem will be one where AI anticipates needs before they are even spoken, and where trust is embedded into every interaction. Leaders are building this standard right now.

The next six months, therefore, are critical as they define the trajectory of the next six years. Brands that move first get to own the narrative. Those that wait will be left managing the gaps, grappling with rising CAC, technical debt, and eroding loyalty.

Experience-led commerce is no longer optional. It’s the foundation for growth. The question you should be asking in the boardrooms isn't whether to act, but how quickly you can start. 

Ready to get started?

If you’re looking to build an experience-led commerce ecosystem that drives loyalty and growth, we’d love to help. Get in touch today to explore how Inviqa can accelerate your journey.